VA offers home loans to Active Duty Service members and Veterans. This also applies to National Guard and Reserve members.

Programs include:

• Adapted Housing Grants
• Cash Out Refinance Loans
• Interest Rate Reduction Refinance Loan (IRRRL)
• Native American Direct Loan (NADL) Program
• Purchase Loans

See their website: http://www.benefits.va.gov/homeloans/ for more details.

Please call for more information.

This group provides affordable housing. Owners of a Habitat house help build their houses. The houses have affordable mortgages for the owners. The owners will also receive financial education. There are requirements that must be met to participate. Please call or visit the website for more information.

VA offers homeless veterans services to its members. Please call for more information.

Toll Free: 1.800.308.8387

National VA Homeless Hotline: 1.877.424.3838

Owning a home is a big part of the American Dream. Locate resources through HUD's Florida website to help you buy and maintain your home. You can find HUD homes for sale as well as utility bill assistance.

This group offers housing programs. These are for military families. There are four different programs. They are designed to help at every stage of their transition into civilian life. Please call or visit the website for more information.

Email: Florida@operationhomefront.org

Programs Available:

Habitat for Humanity works with the community by building and renovating affordable housing. Please call or visit the website for more information.

This group offers the Critical Financial Assistance Program. The program helps military families with grants and not loans. Help is also given in the form of grocery cards. The payments are made directly to service providers. There are eligibility criteria that must be met. Please call or visit the website for more information.

Usual Types of Assistance Are:

Safe Haven for Newborns is here to help pregnant women of all ages. The group offers a variety of services.

Direct Assistance Available Includes:

• Safe Haven Relinquishment
• Medical Related Issues
• Necessities
• Housing/Shelter
• Legal Issues
• Burial Services
• Abuse
• Counseling/Parenting Education
• Financial Assistance
• Adoption Issues
• Education

https://asafehavenfornewborns.com/what-we-do/providing-assistance

BASIC NWFL, Inc.helps those living with HIV/AIDS. They work with local communities.

Services include:

• AIDS Insurance Continuation Program (AICP)
• Case Management
• Central Panhandle Aids Network (CPAN)
• Compassion Programs
• Education/Prevention
• Every Child: 1 Promise
• Housing Opportunities
• N UR Face
• Project AIDS Care (PAC)
• Ryan White Part B
• Support Groups
• Testing
• UR Connected (a “Linkage to Care” program)

Please call or visit website for more information.