VA offers home loans to Active Duty Service members and Veterans. This also applies to National Guard and Reserve members.

Programs:

• Adapted Housing Grants
• Cash Out Refinance Loans
• Interest Rate Reduction Refinance Loan (IRRRL)
• Native American Direct Loan (NADL) Program
• Purchase Loans

See their website: http://www.benefits.va.gov/homeloans/ for more details.

Please call for more information.

VA has several programs for veterans who are homeless. Call or visit the website to learn more information.

National VA Homeless Hotline: 877.424.3838

Owning a home is a big part of the American Dream. Locate resources through HUD's Florida website to help you buy and maintain your home. You can find HUD homes for sale as well as utility bill assistance. Please call or visit the website to learn more.

This group offers housing programs. These are for military families. There are four different programs. They are designed to help at every stage of their transition into civilian life. Please call or visit the website for more information.

Email: Florida@operationhomefront.org

Programs Available:

This agency helps older adults find a place to live. They have several apartment communities for people who are 62 or older. Each community has someone called a Service Coordinator who can help you get services like food stamps. There are also fun activities planned for people who live there.

To learn more, please call 727.893.1313 ext. 1151 or visit the website.

This group offers the Critical Financial Assistance Program. The program helps military families with grants and not loans. Help is also given in the form of grocery cards. The payments are made directly to service providers. There are eligibility criteria that must be met. Please call or visit the website for more information.

Usual Types of Assistance Are:

This program helps people buy their own homes. There are funds available to help you with your down payment. You must make less than 120% of the median income in the Tampa Bay area to qualify.
You do not have to be a first time home buyer. You do not have to be a current Pasco County resident. You must attend a County Homebuyer class.

Any kind of home is eligible, except for mobile or manufactured homes.

You will need to put some of your own money into the purchase of the house. This can be in the form of down payment, closing costs or other pre-paid items.

This is a 0% interest loan.

Please see the website for all the details.

This program is to help homeowners pay for repairs to their houses. Any type of home is eligible, except for mobile homes. Properties may be anywhere within the County. The maximum after-rehab value of the property cannot exceed $240,000.

Anyone who makes less than 120% of the median income for the Tampa Bay area may apply. You must show that you have at least 10% of the required cost of repairs. The County loan cannot exceed $10,000. This is a 0% interest loan which you will have five years to pay off.

For more information call:
New Port Richey: 727.834.3445
Dade City – 352.521.4274, Ext 3445
Land O’Lakes – 813.996.7341, Ext 3445

Please see the website for more details.

HUD has a list of resources for people in Florida who are looking for help with paying rent. You can search for subsidized housing. Please call or visit the website to learn more.